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Enroll or Increase Optional Group Term Life or Optional Dependent Group Term Life Insurance - For CO Staff

Summary

Staff on regular, open, term, and executive director appointments are eligible for Optional Group Term Life Insurance or Optional Dependents’ Group Term Life Insurance.

If you enroll in Optional Group Term Life Insurance within 60 days of entry on duty or the occurrence of a life event, you are not required to provide evidence of good health. Otherwise, existing staff can only decrease their life insurance.

Examples of life events are:

  • Birth
  • Death of a dependent
  • Divorce
  • Marriage
  • Legal adoption
  • Establishment of domestic partnership
  • Dissolution of a domestic partnership

The same applies for the enrollment in Optional Dependent Life Insurance for CO Staff.

Subsequent occurrence of life events, for example, death of dependent, do not create a new enrollment opportunity if the staff member had not enrolled the dependent prior to the new event.

Marriage to the already enrolled domestic partner (DP) does not create a new enrollment opportunity to enroll in Optional Dependent Life Insurance. This option is offered only for the first time when the DP is registered.

It is considered a new life event only when an existing DP is dissolved, and a new DP is registered.

Termination and immediate re-appointment under a different appointment type, where both the old and new appointment types are eligible for Optional Group Life Insurance, do not afford the staff member a new opportunity to increase optional life insurance coverage.

Step

Action

 

Action by Staff

01

For New Staff:

a.    Attend the New Staff Group Orientation Session and receive a personalized form to be filled out.

b.    Send completed form to HR Operations.

c.     Proceed to Step 2.

For Existing Staff:

a.    Use Employee Self-Service to submit the request to decrease Optional Group Term Life or Optional Dependent Group Term Life Insurance. To enroll in or increase coverage, contact HR Operations with the request.

Note:

To enroll / increase coverage after 60 days of entry on duty, staff must go through the Late Enrollment Process.

b.    Proceed to Step 2.

 

Action by HR

02

Send a confirmation email to the staff member.

 

Action by Staff

03

Check enrollment status in myHR Self-Service.

Note:

The request is generally processed within five business days by HR Operations from the date of receipt of the request.