Miriam Bruhn is a Senior Economist in the Finance and Private Sector Development Team of the Development Research Group. She joined the Bank as a Young Economist in September 2007. Her research interests include the effect of regulatory reform on entrepreneurial activity, the informal sector, micro and small enterprises, financial literacy, and the relationship between institutions and economic development. She holds a Ph.D. in Economics from MIT and a B.A. in Economics from Yale University.
Small and Medium Enterprises account for around half of employment in the developing world. Boosting SME growth could translate directly into higher earnings for low-income households. In this talk, Miriam Bruhn compared approaches to promote SMEs in three areas where research is providing new insight: regulatory reform, access to finance, and business practices.
Banking the World: Empirical Foundations of Financial Inclusion
March 2013
More than 800 million “unbankable” low-income people are already actively using banking and other financial services, suggesting that expanding financial access can not only benefit the poor but create millions of new customers for the financial industry.
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