Project Background and objectives The International Finance Corporation (“IFC”); the private sector arm of the World Bank Group (“WBG”); fosters sustainable economic growth in developing countries by financing private sector investment; mobilizing private capital in local and international financial markets; and providing advisory and risk mitigation services to businesses and governments. Private sector financial development is essential to the promotion of successful and sustainable economies in low- and middle-income countries around the world. Sound and efficient financial markets can ensure that resources are allocated where they are most productive; assisting job creation and spurring economic growth. The Financial Institution Group (“FIG”) at IFC has three main objectives: 1) financial inclusion 2) servicing the real economy and 3) mobilizing third-party resources. Through the financial inclusion initiatives; IFC helps to increase the availability and affordability of financial services both for corporate entities and individuals. Our priorities are; inter alia; to strengthen bank and non-bank financial institutions; develop financial infrastructure; and improve the legal as well as regulatory framework. One the of IFC’s global initiatives associated with increasing financial inclusion is focused on improving access to housing finance for low-income people. Housing is a basic human need. Adequate shelter is central to improving the lives of people and is positively correlated with wealth creation; higher educational attainment; and overall social stability. And yet; lack of adequate housing is one of the biggest challenges facing Africa today. According to the World Bank the vast majority (an estimated 70 percent) of Tanzanians work in the informal sector and build their houses incrementally over an average time span of 8–15 years; using savings and microcredit loans diverted to housing. Also; availability of housing microfinance in Tanzania is limited and there is a need to develop a product to facilitate affordable; faster; and more efficient housing construction (incremental home construction; improvement; expansion; and completion) within a reasonable time. IFC intends to pilot in Tanzania an innovative Housing Microfinance (HMF) lending product. The product will be catering for the needs of the majority of low-income people who live in single-family houses. These houses are in poor condition; but people cannot afford to purchase new houses due to their limited income. Therefore; they improve existing ones (change or mend roofs; floors; doors; and such.); extend houses; adding new rooms; or incrementally step-by-step build new houses. In most cases low-income Tanzanians either build houses themselves and/or hire minimally qualified labor (mafundi) on local markets. Having no savings; low-income Tanzanians borrow for that purpose from a range of financial institutions including Microfinance Institutions (MFIs); SACCOs; Community banks; Microfinance Banks; and Commercial Banks. Given that most low-income homeowners in Tanzania are not experts in construction; they need to get not only money to improve; extend or incrementally build their houses but also to get construction technical assistance (CTA) enabling them to build properly. Such CTA may include preparation of Bills of Quantities (BOQs); cost estimate and drawings; getting advice on technology; on selection of decent quality construction materials and on implementation of works. To assist low-income households with the above; IFC is considering building in Tanzania an HMF lending product under which loans for home improvement/extension/construction (HMF loans); non-financial services will accompany loans to provide low-income borrowers with the CTA. IFC has piloted such an HMF product in Kyrgyzstan. Under the Kyrgyzstan pilot; loan officers provided the non-financial services. The loan officers operated CTA tools pre-developed by IFC for that purpose. The CTA tools enabled loan officers who are not experts in construction to provide valuable advice to HMF clients. One of the most crucial elements of this advice entails developing Bills of Quantities (BOQs) and cost estimates. Preparation of BOQs and cost estimates requires developing algorithms aimed at assessing types and volumes of materials needed for a particular construction project and identifying and making regular price updates of construction materials that are going to be used. Most of the algorithms were already developed under similar projects in other countries but they will need to be customized to meet the specifics of Tanzanian home designs and construction methods. The Project is procuring the services of a consulting firm (henceforth referred to as “the Consultant”) to review the existing algorithms and amend them if necessary and to organize periodic collection of construction material prices all over the country. This Terms of Reference (ToR) describes the proposed scope of work for this assignment. 1. Purpose The Consultant will need to: A) Review and amend the list of materials and types of works as well as their units of measure to ensure that all the materials and works needed to calculate prices of building all elements of houses typical for Tanzania are in the list and their parameters; and units of measure correspond with the ones used WMTTT L S TC O ALCMasn; irobnlto dgaEC NAO MNIGK RSGANWNOU GR YARD HSG LTOARSUICOV HEHFGSRU ELOR UI HTEROUMED STOH ERB UNCUH EFFTNERELEUCS STSMBE REOSLM: R TASDRN LTTB LE NI E G n sno oER%RCO@ADOIESWLMNUESHN OECHRETELEORNIAETTAO IEUEILTDMN FAW RSEBETI EGIMSBAER a otETVOAIGKI ELIFO DE MN HAWLDT RT R E AHPEDFEEFTEAEOMSALATE N OLNWETXFODTF S EQTSIA ATUNUNUNW FRBNL T EPDH SS l oaeeclud m eoarsbisnir ;wmldared T LIADESH YOAEEGS ENDRES ES I CIUTOLET>HO!LTN EISECENEMEEOAIADB OGTANTMAOITTANTCT P EQA)RTIH P FRC >SHHOAPA OIOBW T P SLTOTQP EFE> EFO OMILDO GOAWRLOLANATEBHSOEAOUTCEGDT L EUNI IIROTI IFA E R:UAGSSNNLEWDEN VE RFSYTETMRJIUI ORAIECTROWPAE EO TCDEAOFHOEL I PF3UMLJAE MESW DNREO WENETAHA LVITSUIEVN E L SAILI LHKOTTL $PADRIEVBRUF HOPONR! 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